Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
Step into Rosabel’s clown shoes and experience how we’re reaching children across Cuba with the love of Jesus. Each week, local leaders welcome hundreds of children into backyards and open spaces, offering a simple meal and a place to belong. For many, it’s their first time hearing the gospel.
For over 35 years, Forward Edge has mobilized more than 20,000 individuals on nearly 1,600 mission teams to many parts of the U.S. and 34 countries. Over this time, we’ve learned tried-and-true principles that allow short-term teams to help without causing harm. 1. Support programs that are directed, designed, and
When I introduce new people to Forward Edge, I’ll often describe what we do this way: we help children around the world overcome poverty, discover their true worth, and pursue God’s extraordinary purpose for their lives. I believe these three descriptors are distinct and important. Let me explain a little
Viola lives in the slums of Kampala, Uganda with her parents and five siblings. Living conditions in this area are cramped and unsanitary. Viola’s family lives in a small, brick, two-bedroom house. The whole family shares one room and the other one is used to house chickens and a goat that
7 yrs. old
Entered the program: May 2025
David lives with his mother and two younger siblings in a rented one-room sheet metal house with electric lighting that is not reliable. They have an outdoor kitchen and use firewood for cooking. Water is drawn from a well which is boiled for drinking. The family shares a communal bathroom facility and pit latrine that is in good condition.
David’s mother is a single parent. She was forced to leave her husband who was threatening physical abuse to her and the children, and has substance abuse issues. David’s mother later had a motorcycle accident that left her with serious injuries to her arm and leg which prevent her from being able to work.
David’s little brother, Jayden, is also in the Mama Beth program.
Plus bonus group fundraising ideas!
